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LETTERS

Just a quick note to tell you that the new Prosper Magazine looks fantastic. You guys have done a great job of stepping up the quality and appeal of the magazine, and I’m sure that it will help you realize your long-term goals.

I also noticed that your Web team made some nice changes to the current Prospermag.com layouts. It was really a pleasure to see the updated magazine, and I’m glad to see good things coming from all your hard work over there.

Malcolm O’Keeffe
Blue River Interactive Group

COMMENTS

Re: California Camelot
Jack Farrell says …
You should be careful what you wish for. Maria COULD probably get elected. Then it would be up to Arnold to return the favor and make her more conservative! A very thought-provoking report.

Sidney Crain says …
Arnold is AUSTRIAN, not German. Most German Bavarians would never confuse themselves with Prussian north Germans. They speak the Bavarian dialect of German and have a different culture; much as New Yorkers are not like natives from Alabama. Arnold would have a good laugh with that one! (My mother was from München and would never want to be confused with north Germans.)

Editor’s Note:
Due to an editorial error we capitalized the word; we meant the adjective prussian, lower case p.

Re: 24 Hours Davis, California Picnic Day
Shana Lynch says …
I quite enjoyed the article in the June issue concerning Picnic Day. However, I noticed my friend’s dachshund, Nibbles, was inaccurately identified as the competitor Buffy. Nibbles, who won the grand championship, was in red. 

BLOG HITS

On Kelly Brothers’ “The Search for an Adviser”
Steve Hummel says...
I’ve given up on looking for the perfect adviser since most have a bias on the products they sell. Also, my first adviser left town not to be heard from again. They were a recommendation from a friend who thought they were great. My second adviser was arrested for fraud. So my third adviser is me. Through self-education and talking to many of my friends who are financially well off, I have learned many simple investing techniques. This is why I’m in control of my financial destiny and not someone who thinks they know what they’re doing.
Wouldn’t it be great if Tom taught a group of public school teachers who taught economics and financial investing 101 to teach a lot of these investing principles to high school students? If these classes were taught I would bet we would have far fewer divorces, bankruptcies, and cases of depression in society. Maybe we could tell the Govenator and the State Board of Education to make this a mandatory graduation requirement. Just a thought from a 17-year public school chemistry teacher with two kids in college.

Guy M Wong, CPA says...
I totally agree with Steve Hummel. No one has better interest for the investor than the investor himself/herself. A competent individual can learn how to manage his/her own money fairly easily. Listening to the Bob Brinker Money Talk show on KFBK is a good start.

Over the years, I have seen lots of financial advisers’ work and quite a few of them took advantage of the investors, selling them unsuitable variable annuities, replacing their entire portfolio to generate commissions income for themselves, putting retirement money into high risk oil and gas, etc., etc. Many of my clients have their investments managed by large Wall Street firms. Guess what, when I do their tax returns, they have identical purchases and sales of stocks on the same day. This cookie cutter approach is not in the investors’ best interest. In my opinion, Kelly should have disclosed that he also works as a financial adviser, not just as the morning host for KFBK.

On Ed Ring’s “Infill Extremism”
Beckie Perell says ...
I think Ed’s on track here. The real-estate experience is forever changing and yet there is nothing new under the sun. It is like the tides of the sea that ebb and flow and has much to do with life ... and a lot to do with money (or the lack thereof). I strive for contentedness in any state or condition I’m in at any particular time.

David H. Lukenbill says ...
I couldn’t agree more and, as part of my work with the American River Parkway Preservation Society (ARPPS). Here is (part of) a book review of “Sprawl: A Compact History” by Robert Bruegmann I wrote for ARPPS newsletter in January:

Much of the discussion around sprawl revolves around that which affects most of us, traffic congestion, but what the author discovered was the opposite of what had been proposed. He found that the suggested solutions to traffic congestion, mass transportation, light rail in particular, actually made the congestion worse and he found this in the city often used as a model of smart growth policies. With all of the criticism or the anti-sprawl arguments he levels in this very readable work, he closes with a warm acknowledgement of the wonders of urban living:

In its immense complexity and constant change, the city — whether dense and concentrated at the core, looser and more sprawling in suburbia, or in the vast tracts of exurban penumbra that extend dozens, even hundreds, of miles into what appears to be rural land — is the grandest and most marvelous world of mankind. (p. 225) 

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